Choose your investment plan

Stocks & Shares ISA

General Investment Account

Junior Stocks & Shares ISA

Junior Stocks & Shares ISA

A Junior ISA lets you invest up to £4,260 a year for your child without paying tax on the returns. It belongs to the child, but they can’t access their savings until they’re 18.
  • Invest in a Junior Stocks & Shares ISA with Wealthify from as little as £1. We do not provide Junior Cash ISAs.
  • Your child can only have one Junior Stocks & Shares ISA and one Junior Cash ISA at any time, up to a combined value of £4,260 in a tax year.
  • If you already hold a Child Trust Fund or Junior Stocks and Shares ISA with another provider, you would need to transfer it in full to Wealthify using the official ISA Transfer Form to retain the tax benefits.
  • Investments in a Junior ISA are locked away until the child turns 18, when it will then mature into an adult ISA

Individual Savings Accounts (ISAs) are a great way to invest up to £20,000 a year without paying tax on the returns, so you really should make the most of them.

You can open a Stocks & Shares ISA if you:

  • are over 18
  • are a UK tax resident
  • have not funded a Stocks & Shares ISA (other than a Lifetime ISA) with another provider since 6th April 2018
  • have not exceeded your £20,000 ISA allowance

A Wealthify General Investment Account lets you invest from £1 and add more whenever you like.

It's easy to set up and flexible, so your money isn't locked away and can be withdrawn without penalty if you need to.

You can open a General Investment Account if you:

  • are over 18
  • are a UK tax resident

A Junior ISA lets you save or invest up to £4,260 a year for your child without paying tax on the returns. It belongs to the child, but they can’t access their savings until they’re 18.

You can open a Junior Stocks & Shares ISA if:

  • your child is under 18 years old
  • your child lives in the UK
  • you are the parent/guardian of the child

Your child can only have one Junior Stocks & Shares ISA and one Junior Cash ISA at any time. If you have already set up a Junior Stocks & Shares ISA or a Child Trust Fund with another provider, you would have to transfer it to Wealthify.

You can transfer into a Junior ISA if:

  • Your child is under 18 years old
  • Your child lives in the UK
  • You are the parent/guardian of the child
  • You are the registered contact for the account
  • Your child has a Junior Stocks and Shares ISA, Junior Cash ISA or Child Trust Fund with another provider

Your child can only have one Junior Stocks and Shares ISA and one Junior Cash ISA at any time, and the combined value shouldn’t exceed £4,260 in a tax year.

We can only accept a transfer of the whole amount of an existing Junior Stocks & Shares ISA or Child Trust Fund.